When a tragedy like the recent earthquake in Haiti strikes, many people desire to help. Even folks who rarely donate to charities will open their wallets. Situations like these tend to bring out the best in people.
Unfortunately, these tragedies can also bring out the worst in people. Scammers use tragic times to prey upon generous, sympathetic, well-intentioned would-be donors.
Don’t Get Scammed:
So how can you be sure that the money you’re giving actually goes to those who need it, and not into the pockets of a scam-artist?
For starters, go with your gut. If somthing just doesn’t feel right, then give your money elsewhere.
Secondly, go with an organization that you know and trust. In situations like the Haitian Earthquake, that means sticking with proven, established organizations like the American Red Cross.
Third, use contact information you know to be correct. Scammers will often contact you via telephone, e-mail, postcards, in person, etc and give you false contact information. The name, address, website, etc may sound and/or look legitimate, but looks can be deceiving.
Making Your Choice:
There are so many legitimate charities — how do you choose? You want your money to be used for it’s intended purpose, not to provide non-profit CEOs with plush offices. And you might prefer an organization that specifically works with children, or infrastructure, or education, or medical care, or . . . How do you find an organization that will put your money to work in the ways that you would most prefer?
For a list of questions to ask, tips for choosing a charity (including specific tips for the Haitian Earthquake relief effort), and data on over 1.8 million non-profits, explore the Guidestar website.
CharityNavigator is another great resource. Their site evaluates the financial health of over 5,400 of America’s largest charities.
The Federal Trade Commission also has valuable information on charity fraud, as well as a site for reporting charity scams.
Be sure not to forget our many wonderful local charities. They still need and deserve our support for the invaluable work they do in our community.
Not sure which local non-profit(s) to support? Asking friends and family members about the charities they are personally involved in is a good start. But the best option to become involved yourself. To find the best fit for you, visit Plumbago Volunteer Services — a non-profit themselves, they specialize in matching would-be volunteers with charitable organizations.
Whether you give of your money, your time or both, be sure to give wisely.
For more resources on using your money wisely, visit the IRFCU Vault section of our website.
